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Human Resource Services

  1. Whitworth University
  2. Human Resource Services
  3. Benefits
  4. Open Enrollment

Welcome to Open Enrollment!

This is your annual chance to change your benefits elections for medical, dental and life insurance, plus enroll in a flexible spending account. Additionally, this year, all benefits-eligible faculty, staff and lecturers must complete either:

  • A waiver form to decline Aetna coverage or
  • A new medical plan enrollment form with Aetna for coverage beginning June 1

Please note that all Kaiser Permanente medical plans end on May 31.  

Important Information

Payroll Deductions 

Deductions for the new benefits plan year will begin on May 15 for semi-monthly employees and May 31 for monthly employees. Benefits are paid one month in advance. May deductions pay for June premiums. 

Questions?

Contact the human resources team at hr@whitworth.edu or x4872.

SUBMIT YOUR BENEFITS ELECTIONS HERE

Medical Insurance

Whitworth University is moving to Aetna. Choose from two plans. Both plans are in network with Providence, MultiCare and all area hospitals as well as care across the nation. No referrals needed for appointments. 

The concierge line (833.763.0635) is open for help with questions including provider help, pharmacy prescription information and transition of care. 

Important: If you need transition of care for appointments/procedures scheduled after May, please download the Transition of Care Form and the Transition of Care Form instructions. Once you have the form completed, email it to whitworthtoc@aetna.com to begin the review process.

PPO (Aetna Choice POS II) with HRA

  • Aetna PPO Plan Summary
  • Deductible: $2,000 for individual-only enrollments; $4,000 for an individual + one or more family members
  • HRA (Health Reimbursement Arrangement): $1,000 for an individual only; $2,000 for an individual + one or more family members
    • Maximum accrual limit is $2,000 for an individual only; $4,000 for an individual + one or more family members
    • Enrollment in the HRA is automatic

High-Deductible Health Plan (Aetna Choice POS II) with HSA 

  • Aetna HDHP Plan Summary
  • Deductible: $2,500 for individual-only enrollments; $5,000 for an individual + one or more family members
  • HSA (Health Savings Account): $700 for an individual only; $1,400 for an individual + one or more family members
    • You are able to contribute pre-tax payroll deductions of up to $4,150 (individual) or $8,300 (family) including Whitworth's contributions. Individuals who are 55+ can contribute an extra $1,000. Enrollment is only allowed if enrolling in the HDHP medical plan through Aetna.
    • If you are currently enrolled in a flexible spending account (FSA), funds must be spent by May 31, 2024, to add the HSA beginning in June, or the HSA will not take effect until after the FSA grace period ends. You will also want to make sure all HRA claims are entered by mid-May as this account will close at the end of May as well.

Resources

Employee Assistance Program 

The EAP is moving from Magellan to Aetna for more integrated care beginning June 1, 2024. You and your household members are eligible for up to eight short-term counseling sessions per issue, per benefit plan year. Information about the EAP offerings can be found below. 

Flexible Spending Account

FSA (Section 125) limits are set by the IRS each year. HealthEquity administers the FSA for the university. 

To participate in the FSA, you must enroll each benefit plan year. Re-enrollment is not automatic.

  • Healthcare FSA: Up to $3,200 annually
  • Dependent Care FSA: Up to $5,000 per household if filing jointly or $2,500 if filing single
  • Login: https://participant.wageworks.com

Note: This is an optional benefit. If you want to enroll in the FSA, you must elect this benefit each year. It does not automatically renew. High-deductible health plan (HDHP) participants may only elect a dependent care FSA, not a health FSA. 

Dental Insurance

Washington Delta Dental plans are still the PPO Basic Plan or the PPO Buy-Up plan. There will be no increases to the rates for this plan year. There are also no changes to the plan deductible of $50 for an individual/$150 for a family for both plans.

The annual plan benefit maximum for the PPO Basic plan is still $1,750 per person, and the PPO Buy-Up plan is still $2,500 per person with an orthodontia coverage of 50% up to a lifetime maximum of $2,500 per person for adults and children. 

Life Insurance and Accidental Death & Dismemberment

Prudential premiums for optional life and AD&D will remain the same this benefit plan year.

  • New participants: You may elect optional life and AD&D for yourself, but you must go through underwriting regardless of the amount of coverage chosen. Coverage is limited to the lesser of five times your annual salary or $500,000. Note: Coverage is reduced at age 70. 
    • Spouse: If you are approved for optional life/AD&D, you may elect optional life/AD&D for your spouse at up to 50% of your optional coverages up to $125,000. Underwriting is required. 
    • Dependent children: If you are approved for optional life/AD&D, you may elect up to $10,000 coverage for unmarried, dependent children under age 26. Underwriting is not required. 
  • Current participants: You may elect to "bump-up" your coverage in increments of up to $50,000 to the limit of $200,000 without underwriting (no more than four bumps allowed in total). Coverage at $200,000 and above requires underwriting. Your total coverage is limited to the lesser of five times your annual salary or $500,000. Note: Coverage is reduced at age 70. 
    • Spouse: You may elect optional life/AD&D for your spouse at up to 50% of your optional coverages up to $125,000. Underwriting is required. 
    • Dependent children: You may elect up to $10,000 coverage for unmarried, dependent children under age 26. Underwriting is not required.

Resources